Keel 司元

一款完全在你的设备上运行的复式记账应用。
每一笔都借贷平衡，三张财务报表实时可查。

A double-entry bookkeeping app that runs entirely on your device.
Every entry balances, and the three financial statements are always current.

即将上架 App StoreComing to the App Store

它是什么

What it is

真正的复式记账

Real double-entry

不是「收入减支出」，是每笔都有借有贷、恒等式自校验。资产负债表、利润表、现金流量表三张表同源生成，随时对得上。

Not "income minus expenses" — every transaction has both sides, checked against the accounting identity. The balance sheet, income statement, and cash flow statement all derive from the same postings.

账户建模够认真

Accounts modeled properly

信用卡有真实的账单周期与分期，贷款有借据、还款计划与提前还款，先买后付、储值预付、非现金资产都有各自的模型，不是硬塞进「支出」了事。

Credit cards have real billing cycles and installments; loans have drawdowns, repayment schedules, and early payoff. Buy-now-pay-later, prepaid balances, and non-cash assets each get their own model instead of being flattened into "expenses".

数据在你手里

Your data stays yours

没有服务器、没有账号、没有广告、没有分析 SDK。数据默认只在本机，同步走的是你自己 Apple 账户的 iCloud 私有库，随时可导出完整备份。

No servers, no sign-up, no ads, no analytics SDKs. Data lives on your device by default; syncing goes through the iCloud private database of your own Apple Account, and you can export a complete backup at any time.

免费与会员

Free and Premium

核心记账能力免费且不限记录数量。会员解锁跨设备协作、前瞻分析与重度金融工具。已记录的数据永远可读、可导出、可备份——会员到期只关新建入口，不锁数据。

The core bookkeeping is free and unlimited in record count. Premium unlocks cross-device collaboration, forward-looking analysis, and heavier financial instruments. Data you have already recorded stays readable, exportable, and backup-able forever — expiry closes the "create new" entry points, it never locks your data.

免费	会员
复式记账流水，不限量资产负债表 · 利润表 · 现金流量表现金 / 储蓄 / 信用卡（含账单周期与分期）其他资产与负债、储值预付账户分类、标签、项目、往来记录月度总预算、收支趋势图备份导出与恢复、恒等式校验	iCloud 同步 · 账本共享 · 多账本贷款账户 · 先买后付 · 预付摊销多币种 · 在线汇率前瞻预测（流动性跑道 / 净资产前瞻）分类分析区间与下钻 · 分类预算上限自定义统计方案 · 附件 · 周期交易

Free	Premium
Unlimited double-entry transactions Balance sheet · Income statement · Cash flow Cash / savings / credit cards (cycles & installments) Other assets and liabilities, prepaid accounts Categories, tags, projects, receivables & payables Monthly total budget, income & expense trends Backup export and restore, invariant checks	iCloud sync · Book sharing · Multiple books Loan accounts · Buy now, pay later · Prepaid amortization Multi-currency · Online exchange rates Forward outlook (liquidity runway / net worth) Category breakdown ranges & drill-down · Category budget limits Custom statement schemes · Attachments · Recurring transactions

会员提供月度、年度自动续订订阅与一次性永久购买，价格以 App Store 展示为准。功能归属可能随版本调整，以应用内展示为准。

Premium is available as monthly and yearly auto-renewing subscriptions or a one-time lifetime purchase; prices are as shown on the App Store. Feature allocation may change across versions — the app is the source of truth.

迁移与支持

Migrating and getting help

支持从钱迹导出的表格导入历史流水，文件完全在设备上解析。遇到问题或想提建议，直接发邮件——这是一个人维护的应用，你的反馈会被真的读到。

You can import historical transactions from Qianji's exported spreadsheets; files are parsed entirely on your device. If something breaks or you have a suggestion, just email me — this is a one-person app and your feedback actually gets read.

支持与常见问题Support & FAQ

备份与换机、iCloud 同步排查、订阅与恢复购买、联系方式。

Backups and device migration, iCloud sync troubleshooting, subscriptions and restoring purchases, contact.

联系开发者Contact

gwongsam@gmail.com
中文或英文都可以，一般 2 个工作日内回复。 English or Chinese, usually answered within 2 business days.